Probate Properties Bought

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Are you trying to sell a house under probate?

If you’ve recently found yourself responsible for executing a will, you’ll have a lot on your plate. Probate paperwork, practicalities, plus the job of selling the property—all at a time when you’re also having to deal with the sadness of losing a loved one.

Selling a house can be challenging at the best of times. When you’re selling a house under probate, there’s even more to think about. If there are any problems with getting the grant of probate and potential delays as a result, will anyone want to make an offer? If you don’t live near the property, how will you keep an eye on it while it’s on the market? If the house is dilapidated and in need of work – as is often the case with a property left by an older person—how long might it take to find an interested buyer?

Whatever your particular situation, you’ll be exploring your options and wondering what to do for the best to get the house sold. Do you simply put the property on the market with an estate agent and wait to see what happens—or could there be a better way?

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Why selling through an estate agent might not be your best bet

It’s a fact that not every house is easy for an estate agent to sell, and properties in probate are often some of the least attractive to buyers.

There are a number of reasons for this:

1. The uncertainties of the probate situation
Though you are legally allowed to start marketing a property before probate is granted, you can’t complete the transaction. That means an uncertain time frame, which will put some people off making an offer.

If there are delays in getting the grant of probate, you could then lose buyers even once you have accepted an offer. People can’t wait indefinitely. They may need to move by a particular date for work reasons; they may risk losing their own sale if they don’t move quickly; they may have a mortgage deal that will run out if not taken up by a certain date.

2. Probate properties tend to be no-one’s idea of a dream home
Typically, probate properties have been lived in by older people, and don’t offer the modern, comfortable homes that the majority of buyers are looking for.

If the house you are selling has, for example, out-dated decor, a dingy bathroom, or a kitchen that’s more shabby than shabby-chic, you’ll find your potential market limited to buyers who are looking for a project. Investors who might be keen could find themselves unable to get a mortgage, as buy to-let lenders are increasingly refusing to give mortgages on properties in poor condition. This means that even if you do get an offer from an investor, there’s a greater risk it will fall through.

3. Empty properties deteriorate fast
When you put a house on the market with an estate agent, there’s no knowing how long you might have to wait for a buyer. And, of course, the longer the property stays empty and unsold, the more likely it is to deteriorate and lose value.

If you live some distance away, it’s impossible to keep a close eye on the house. Even if you live relatively nearby, you can’t be watching the property all the time. Small maintenance jobs can quickly turn into serious problems— and you’re not going to get an offer from the viewer who walks in only to find the bedroom ceiling has collapsed because a loose roof tile hadn’t been fixed and the rain got in.

Empty and unheated houses are at the mercy of mould and damp; a neglected garden will soon turn into an unwelcoming jungle, and the risk of a break-in is a constant concern. you’d rather get the house sold fast than gamble on what might happen if you put it on the open market, we can help.

An alternative route

We provide a stress-free alternative to the traditional estate agent route. Our guaranteed cash offers stop the waiting and the worry, and the money will be in your executorship account on the day you choose

Want to know more?

Selling a property is a big step, you’ll want to know exactly what’s involved. So we’re guessing you’ll have a few questions at this point…

We buy any property, in any condition, anywhere in England or Wales. We will make you an offer even if the property needs total refurbishment, has structural problems, or is unmortgageable for any reason. If the property is still full of furniture, we’ll get it cleared. We’re used to taking on properties that have been lived in by hoarders, we’re not put off by anti-social neighbours, and location just isn’t an issue.

We are not estate agents. Instead, we make our money from buying and selling property, and we’re genuine cash buyers with immediate access to funds. What all this means for you is that we are in a position to make a genuine offer and to follow this up with a guarantee that we will buy at the agreed price on the agreed date.

Contact us, and we’ll give an in-principle offer within a few hours. If you’re happy to go ahead, we then carry out an independent valuation, after which we make you the guaranteed cash offer. There’s no obligation at this point. If you decide it’s not right for you, that’s no problem. If you decide to go ahead, we make all the necessary arrangements.

Everything can usually be done and dusted with just the one visit to the house. If you’re not able to be there (or would rather not be), that’s fine, as long as we can arrange access.

You don’t have to worry about making any of the arrangements, because we appoint independent solicitors to handle your side of things as well as ours, and we also organise an Energy Performance Certificate (EPC) if needed – all at our expense. And if there’s any other help you need, just ask. Our team are extremely experienced at helping executors sort out house sales, and will do everything they can to make the process simple and straightforward for you.

That’s up to you. If you want to sell quickly, we can complete in as little as 7 days; most sales complete in 2 to 3 weeks. If you’re in less of a rush, we’ll agree a timetable to suit.

Yes, the price will be below the market value. But it will be a fair price, based on the condition of the house and reflecting the speed we can complete a sale.

Bear in mind, too, that you won’t be paying estate agent’s or legal fees, because we cover the cost. It’s also worth taking into account the fact if there are several beneficiaries, it probably makes little difference to each one if you don’t get the highest possible price.

On top of this, an empty property costs money: Insurance, maintenance, and, very often, once probate has been granted, council tax too (depending on your local council’s policy). As executor, you are responsible for paying these costs until you can claim them from the estate. And the longer the house is on the market, the higher the on-going costs will be and the less the estate will be worth when it is finally time to distribute the money.

A quick sale to us could therefore make sound financial sense as well as allowing you to get everything sorted out quickly and without fuss and freeing you from the stress of being responsible for an empty property.

No, none at all. Not only do we cover all the costs of the sales process ourselves, we also pay for the valuation report or survey – unlike some of our competitors.

Sadly, firms in this sector do pop up overnight from time to time that don’t have the required skills or experience. We’re not like that. We’ve been established since 2010, and we’re a registered limited company registered with the Property Ombudsman Scheme. We work under a strict code of conduct, and we always treat our customers fairly. We are also proud members of the National Association of Property Buyers; this means that we are a trusted House Buying Company.

Call us on 0800 612 8786 to find out more from a member of our team, or complete our form to tell us about your property and get a free offer. Remember, there’s no obligation at this stage – and your confidentiality will always be respected.

We cater for any circumstances in
which you will need to sell your house…